Insurance And Diabetes Being self employed and having Diabetes makes it hard to get insurance. However, in 1996, there was a bill that passed and included HIPAA.
Basically, HIPAA allowed me to get insuance with Diabetes by answering about 8 questions. I was accepted for a Blue Cross Blue Shield PPO plan. It is costing me less than $200 per month and a $2700 out of pocket expense. I know that sounds expensive, but with Diabetes you can't be without insurance.
There are multiple plans to choose from though. I would suggest anyone that needs insurance should contact a broker. I called Allstate insurance and they were able to refer me to a health insurance broker.
Hope this helps. |